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9711 Washingtonian Boulevard Suite 420 Gaithersburg, MD 20878


Walter L. Ziffer, AIF®

Walt is the Founder of (k)RPG & (k)RPG Advisors, LLC based out of Gaithersburg, MD. As a 27 year veteran of the financial services industry, he has been dedicated to assisting Families, Individuals, and Retirement Plan participants in their quest to achieve financial independence.

His firms provide fee based financial planning, fee based asset management, and ERISA 3(21) & 3(38) Investment Fiduciary services for Qualified Retirement Plans, Foundations, and Private Trusts. Previously, Walt was a Partner and Senior Consultant with a New Jersey based firm and earlier in his career, he was a member of the Management Team at the New England Securities’ Washington, D.C. office for seven years, before leaving to start his own firm, (k)RPG, in 2004.

Walt routinely serves as a guest speaker and focus group member for various financial services firms and is a current member of the Advisory Council for Morningstar Investment Services. Walt has been quoted in several professional publications and has served as an expert witness regarding financial matters in divorce cases.

Walt holds the Series 6, 63, and 65 securities registrations and as a result of his commitment to assisting retirement plan sponsors and their retirement plan participants, Walt received the professional designation, Accredited Investment Fiduciary (AIF) in 2012. In 2012, 2015, 2016, & 2017, Walt was named a *Five Star Wealth Manager in the Washington, DC area. In 2015, Walt received the Cash Balance Consultant (CBC) designation, a certification granted by Kravitz, Inc. and the Cash Balance Coach® Program, a dedicated program for Cash Balance Pension plan consultants.

Walt graduated from Virginia Tech in 1990 and resides in Darnestown, Maryland with his wife, Deborah, and his two teenage children, Julia and Trevor. A car enthusiast, Walt was the Founder of the Potomac Cars & Coffee, and is a member of the Potomac Region Porsche Club of America. He has a strong passion for family, and when he’s not working he can be found at a hockey game, a horse show, or a car show. 

Walter Ziffer offers ERISA 3(21) and 3(38) plan business services and financial planning through (k)RPG Advisors, LLC, a registered investment advisor.

Securities and advisory services (Third Party Money Manager Platforms) are offered through H. Beck, Inc., Member FINRA/SIPC.  H. Beck, Inc., is not affiliated with (k)RPG nor KRPG Advisors.


*Five Star Professional, as a third party research firm, identified pre-qualified award candidates based on industry data and contacted all identified broker dealers, Registered Investment Advisor firms and FINRA-registered representatives to gather wealth manager nominations. Self-nominations are not accepted. Award candidates are then evaluated against 10 objective eligibility and evaluation criteria associated with wealth managers who must have a minimum of five years’ experience as an investment adviser representative or other accepted credentials, client retention rates, client assets administered, firm review and a favorable regulatory and complaint history as defined by Five Star. Five Star Professional determines the final list of Five Star Wealth Manager Award winners. The Award does not evaluate the quality of services furnished to clients and it is possible that the recipient may have received unfavorable ratings from those surveyed. Five Star Professional collected the information for this Award through surveys it conducted.

• Wealth managers and/or their firms do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers.
• The Five Star award is not indicative of the wealth manager’s future performance.
• Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets.
• The inclusion of a wealth manager on the list should not be construed as an endorsement of the wealth manager by Five Star Professional.
• Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future.
• For more information on the Five Star award and the research/selection methodology, go to