Happy Halloween

October 31, 2017

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Contact

Office: 301-948-4411

Fax: 301-948-4416

9711 Washingtonian Boulevard

Suite 420

Gaithersburg, MD 20878

Walt@k-rpg.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Securities offered through Grove Point Investments, LLC, member FINRA/SIPC. Investment Advisory Services offered through Grove Point Advisors, LLC. Grove Point Investments, LLC and Grove Point Advisors, LLC are subsidiaries of Grove Point Financial, LLC. ERISA 3(21) and 3(38) plan business services and financial planning offered through KRPG Advisors, LLC, a registered investment advisor. Neither (k)RPG or KRPG Advisors, LLC are affiliated with Grove Point Financial, LLC or its Subsidiaries.

Click here to view Form CRS.

Walt Ziffer, Fred Thoms and Claude Romano also offer investment advisory services through Grove Point Advisors, LLC, Member FINRA/SIPC.

In addition, Walt Ziffer offers ERISA 3(21) and 3(38) investment fiduciary and consulting services and financial planning through KRPG Advisors, LLC, a registered investment advisor.

Investments products and services available only to residents of: Arizona (AZ), California (CA), Colorado (CO), Florida (FL), Georgia (GA), Indiana (IN), Maryland (MD), New York (NY), North Carolina (NC), Pennsylvania (PA), South Carolina (SC), Texas (TX), Virginia (VA), Washington, DC (DC), and West Virginia (WV).