Broker Check
Walter L. Ziffer, AIF® CPFA® NQPA®

Walter L. Ziffer, AIF® CPFA® NQPA®


Walt is the Founder of (k)RPG & KRPG Advisors based out of Gaithersburg, MD. With over 30 years of experience, he has been dedicated to assisting Families, Individuals, and Retirement Plan participants in their quest to achieve financial independence.

His firms provide ERISA 3(21) and 3(38) investment fiduciary services and consulting services for retirement plan sponsors (i.e., 401(k), 403(b), Defined Benefit Plans, and Cash Balance Plans), foundations, and private trusts and fee-based wealth management and financial planning services for individuals and families. Prior to starting (k)RPG, LLC in 2004, Walt was a member of the management team at New England Securities’ Washington, DC office.

Walt routinely serves as a guest speaker and focus group member for various financial services firms and is a current member of the Advisory Council for Morningstar Investment Services and the Vanguard Research Community. Walt has been quoted in several professional publications and has served as an expert witness and consultant regarding financial matters in a range of legal cases.

Walt holds the FINRA Series 6, 63, & 65 securities registrations and the following designations and certificates:

  • AIF - Accredited Investment Fiduciary®
  • CPFA - Certified Plan Fiduciary Advisor
  • CBC - Cash Balance Consultant
  • CHSA - Certified Health Savings Advisor®
  • NQPA - Non-Qualified Plan Advisor

In 2012, 2015, 2016, 2017, 2018, 2019, 2020, 2021 and 2022 Walt was named a Five Star Wealth Manager* in the Washington, DC area.

Walt graduated from Virginia Tech and currently resides in Darnestown, MD with his wife Deborah and his two children, Julia and Trevor. A car enthusiast, he is the founder of Potomac Cars & Coffee and a member of the Porsche Club of America, the McLaren Automobile Club, and the Capital Auto Club. He has a strong passion for family and, when he is not working, he can be found at a VT Football game, a horse show, or a car show. 

*Five Star Professional, as a third-party research firm, identified pre-qualified award candidates based on industry data and contacted all identified broker dealers, Registered Investment Advisor firms and FINRA-registered representatives to gather wealth manager nominations. Self-nominations are not accepted. Award candidates are then evaluated against ten objective eligibility and evaluation criteria associated with wealth managers who must have a minimum of five years’ experience as an investment adviser representative or other accepted credentials, client retention rates, client assets administered, firm review and a favorable regulatory and complaint history as defined by Five Star. Five Star Professional determines the final list of Five Star Wealth Manager Award winners. The Award does not evaluate the quality of services furnished to clients and it is possible that the recipient may have received unfavorable ratings from those surveyed. Five Star Professional collected the information for this Award through surveys it conducted. 

  • Wealth managers and/or their firms do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers.
  • The Five Star award is not indicative of the wealth manager’s future performance.
  • Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets.
  • The inclusion of a wealth manager on the list should not be construed as an endorsement of the wealth manager by Five Star Professional.
  • Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future.
  • For more information on the Five Star award and the research/selection methodology, go to