Walter L. Ziffer, AIF® CPFA® NQPA®
Senior Vice President
Walt Ziffer currently serves as Senior Vice President of Retirement + Wealth at OneDigital. Walt is the Founder of (k)RPG & KRPG Advisors based out of Gaithersburg, MD which was acquired by OneDigital in February 2023. As a 32-year veteran of the financial services industry, he has been dedicated to assisting families, individuals, and retirement plan participants in their quest to achieve financial independence.
His firms provide ERISA 3(21) & 3(38) investment fiduciary services and consulting services for retirement plan sponsors (i.e., 401(k), 403(b), Defined Benefit Plans, and Cash Balance Plans), foundations, and private trusts and fee-based wealth management and financial planning services for individuals and families. Prior to starting (k)RPG, LLC in 2004, Walt was a member of the management team at New England Securities’ Washington, DC office.
Walt routinely serves as a guest speaker and focus group member for various financial services firms and is a current member of the Advisory Council for Morningstar Investment Services and the Vanguard Research Community. Walt has been quoted in several professional publications and has served as an expert witness & consultant regarding financial matters in a range of legal cases.
Walt holds the FINRA Series 6, 63, & 65 securities registrations and the following designations and certificates:
• AIF - Accredited Investment Fiduciary®
• CPFA - Certified Plan Fiduciary Advisor
• CBC - Cash Balance Consultant
• CHSA - Certified Health Savings Advisor®
• NQPA - Non-Qualified Plan Advisor
In 2012, 2015, 2016, 2017, 2018, 2019, 2020, 2021, & 2022 Walt was named a Five Star Wealth Manager in the Washington, DC area.
Walt graduated from Virginia Tech and currently resides in Darnestown, MD with his wife Deborah and his two children, Julia and Trevor. A car enthusiast, he is the founder of Potomac Cars & Coffee and a member of the Porsche Club of America, the McLaren Automobile Club, and the Capital Auto Club. He has a strong passion for family, and when he is not working, he can be found at a VT Football game, a horse show, or a car show.